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Home Insurance Costs with Deductible Scenarios in Oconee County, GA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Oconee County, GA $252000 $841 $1,157
Hull, GA $148200 $699 $962
Watkinsville, GA $240500 $630 $867
Elder, GA $228700 $867 $1,194
Woodville, GA $73300 $415 $571
Jefferson, GA $166100 $626 $861
Nicholson, GA $137600 $668 $920
Social Circle, GA $126800 $533 $734
Arcade, GA $83600 $465 $639
Rutledge, GA $178100 $773 $1,064

Impact of Coverage Amount on Home Insurance Cost In Oconee County, GA

Coverage Amount Home Insurance Cost ($)
$100,000 $467
$200,000 $1,415
$300,000 $1,887
$400,000 $2,320
$500,000 $2,970
$750,000 to $1000,000 $3,434
Above $1000,000 $4,060


Oconee County, GA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Oconee County, GA Average Home Insurance Cost$1,170.87
State Average Home Insurance Cost$1,012
Difference Vs national Average-53.13

Top Homeowners Insurance Companies in Oconee County, GA

Insurance Provider Average Homeowners Insurance Cost($)
Cincinnati Insurance $1,451
State Farm $1,347
Grange Insurance $1,187
The Hanover $1,045

Oconee County, GA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -152 1019
One Claim +94 1265
Two Claims +152 1323