Home Insurance Costs with Deductible Scenarios in Oconee County, GA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oconee County, GA	$252000	$841	$1,157
Hull, GA	$148200	$699	$962
Watkinsville, GA	$240500	$630	$867
Elder, GA	$228700	$867	$1,194
Woodville, GA	$73300	$415	$571
Jefferson, GA	$166100	$626	$861
Nicholson, GA	$137600	$668	$920
Social Circle, GA	$126800	$533	$734
Arcade, GA	$83600	$465	$639
Rutledge, GA	$178100	$773	$1,064

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Impact of Coverage Amount on Home Insurance Cost In Oconee County, GA

Coverage Amount	Home Insurance Cost ($)
$100,000	$467
$200,000	$1,415
$300,000	$1,887
$400,000	$2,320
$500,000	$2,970
$750,000 to $1000,000	$3,434
Above $1000,000	$4,060

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Oconee County, GA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oconee County, GA Average Home Insurance Cost	$1,170.87
State Average Home Insurance Cost	$1,012
Difference Vs national Average	-53.13

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Top Homeowners Insurance Companies in Oconee County, GA

Insurance Provider	Average Homeowners Insurance Cost($)
Cincinnati Insurance	$1,451
State Farm	$1,347
Grange Insurance	$1,187
The Hanover	$1,045

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Oconee County, GA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-152	1019
One Claim	+94	1265
Two Claims	+152	1323

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