Home Insurance Costs with Deductible Scenarios in Lumpkin County, GA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lumpkin County, GA	$176300	$715	$984
Murrayville, GA	$198100	$579	$797
Morganton, GA	$175400	$767	$1,055
Blairsville, GA	$195100	$575	$791
Union County, GA	$191800	$570	$785
Dawson County, GA	$202300	$585	$804
Dawsonville, GA	$204400	$587	$808
White County, GA	$157900	$609	$838
Suches, GA	$119300	$609	$838
Mossy Creek, GA	$139000	$565	$778

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Impact of Coverage Amount on Home Insurance Cost In Lumpkin County, GA

Coverage Amount	Home Insurance Cost ($)
$100,000	$641
$200,000	$1,687
$300,000	$2,345
$400,000	$2,860
$500,000	$3,661
$750,000 to $1000,000	$4,233
Above $1000,000	$5,005

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Lumpkin County, GA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lumpkin County, GA Average Home Insurance Cost	$996.03
State Average Home Insurance Cost	$1,012
Difference Vs national Average	-227.97

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Top Homeowners Insurance Companies in Lumpkin County, GA

Insurance Provider	Average Homeowners Insurance Cost($)
Cincinnati Insurance	$1,451
State Farm	$1,347
Georgia Farm Bureau	$1,030
Farmers	$901

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Lumpkin County, GA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-139	857
One Claim	+80	1076
Two Claims	+120	1116

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