Home Insurance Costs with Deductible Scenarios in Habersham County, GA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Habersham County, GA	$137200	$640	$881
Rock Creek, GA	$93100	$471	$649
Cornelia, GA	$124700	$527	$725
Banks County, GA	$128900	$539	$741
Stephens County, GA	$98500	$493	$678
Cleveland, GA	$155300	$604	$831
Mossy Creek, GA	$139000	$565	$778
Long Creek, SC	$127800	$625	$860
Rabun County, GA	$157800	$609	$838
Raoul, GA	$64900	$371	$511

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Impact of Coverage Amount on Home Insurance Cost In Habersham County, GA

Coverage Amount	Home Insurance Cost ($)
$100,000	$756
$200,000	$1,933
$300,000	$2,571
$400,000	$3,120
$500,000	$3,994
$750,000 to $1000,000	$4,618
Above $1000,000	$5,460

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Habersham County, GA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Habersham County, GA Average Home Insurance Cost	$891.84
State Average Home Insurance Cost	$1,012
Difference Vs national Average	-332.16

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Top Homeowners Insurance Companies in Habersham County, GA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,017
LM General	$1,380
Georgia Farm Bureau	$1,030
Farmers	$901

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Habersham County, GA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-125	767
One Claim	+45	936
Two Claims	+125	1017

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