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Home Insurance Costs with Deductible Scenarios in Gainesville, GA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Gainesville, GA $153800 $686 $944
Alto, GA $98000 $528 $726
Talmo, GA $146900 $696 $957
Baldwin, GA $136700 $559 $769
Homer, GA $120200 $514 $707
Hoschton, GA $189100 $796 $1,096
Barrow County, GA $134300 $632 $870
Winder, GA $135700 $557 $766
Clermont, GA $204600 $588 $809
Chestatee, GA $200400 $582 $801

Impact of Coverage Amount on Home Insurance Cost In Gainesville, GA

Coverage Amount Home Insurance Cost ($)
$100,000 $706
$200,000 $1,956
$300,000 $2,572
$400,000 $2,983
$500,000 $3,818
$750,000 to $1000,000 $4,415
Above $1000,000 $5,220


Gainesville, GA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Gainesville, GA Average Home Insurance Cost$955.2
State Average Home Insurance Cost$1,012
Difference Vs national Average-268.8

Top Homeowners Insurance Companies in Gainesville, GA

Insurance Provider Average Homeowners Insurance Cost($)
Grange Insurance $1,187
Georgia Farm Bureau $1,030
AAA $926
Farmers $901

Gainesville, GA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -134 821
One Claim +48 1003
Two Claims +134 1089