Top 5 Home Insurance Companies in Evans, GA
Check out the most popular Home Insurance agencies & companies in Evans, GA & compare the best quotes from them.
Tips for Saving Money on Home Insurance in Evans, GA
In Evans, GA, the average cost of homeowner's insurance is $1469.7. Home insurance is one of the most important types of insurance to have. It protects your home and belongings in the event of a covered loss, such as a fire or theft. Home insurance also provides liability coverage if someone is injured on your property. Evans, GA, is a great place to live, but like anywhere, there are risks. That's why it's so important to have home insurance. Knowing that you and your property are protected will give you peace of mind. There are a lot of different home insurance policies available, so it's important to shop around and find one that meets your needs. Be sure to read the policy carefully to know what is and isn't covered. If you own a home in Evans, GA, or are considering buying one, make sure you get home insurance. It could save you a lot of money and hassle in the long run. But before taking a home insurance plan, homeowners must explore quotes offered by different home insurance companies in Evans, GA. Here are a few ways that can help you find affordable homeowners insurance in Evans, GA.
Tips that can save you some money on your homeowner's insurance in Evans, GA:
1. Choose a coverage that fits your home requirements
2. Opt for a higher deductible to lower your insurance premiums
3. Check home insurance rates by the age of the house
4. Install security systems at your home to avail discounts on homeowners insurance
Choose a coverage that fits your home requirements
If you're looking to lower your home insurance premiums in Evans, GA, one option is to opt for a higher deductible. A higher deductible means you'll have to pay more out of pocket if you need to file a claim, but it also means lower premiums. Of course, you'll want to make sure you can afford the higher deductible if you need to file a claim. But if you're comfortable with that risk, opting for a higher deductible can greatly lower your premiums. For instance, homeowners in Evans, Georgia, who select a $300K coverage level pay $2141 for home insurance, compared to $570 for those who select a $100K coverage level.
The chart below illustrates how the coverage impacts the cost of house insurance in Evans, GA.
Opt for a higher deductible to lower your insurance premiums
If you're looking to lower your home insurance premiums in Evans, GA, one option is to opt for a higher deductible. A higher deductible means you'll have to pay more out of pocket if you need to file a claim, but it also means lower premiums. Of course, you'll want to make sure you can afford the higher deductible if you need to file a claim. But if you're comfortable with that risk, opting for a higher deductible can greatly lower your premiums. The cost of house insurance in Evans, Georgia, decreases with increasing deductibles. As a result, Evans, GA homeowners who choose a $500 deductible spend $1047 for their house insurance.
Check home insurance rates by the age of the house
As you shop for homeowners insurance, you may wonder how your house's age will impact your rates. In general, older homes will have higher insurance rates than newer homes. This is because older homes are more likely to have structural problems leading to a claim. In addition, older homes are more likely to have outdated electrical and plumbing systems that could cause problems. In Evans, Georgia, for instance, residences that are 30 or 40 years old pay $1076 and $1087 in insurance, respectively, whereas newly built homes pay $795.
Install security systems at your home to avail discounts on homeowners insurance
As a homeowner, you want to do everything possible to protect your investment. One of the best ways to do this is to install a security system. Not only will a security system deter burglars and help to keep your family safe, but it can also help you to save money on your homeowner's insurance. Most insurance companies offer discounts to policyholders with security systems such as burglar alarms, fire sprinklers, or deadbolt locks. So it's definitely worth considering if you're looking for ways to save on your premiums. For instance, homes in Evans, Georgia, with deadbolts and fire extinguishers pay $943 for home insurance.
Top Home Insurance Companies in Evans, GA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 26.7% |
| Allstate | A+ | 12.08% |
| Erie | A+ | 8.02% |
| Liberty Mutual | A | 5.75% |
| GEICO | A++ | 3.64% |
Top Liberty Mutual Home Insurance Agents in Evans, GA
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Mauricio Leon-Risemberg | 105 Main St 29070 |
(803) 604-8081 | |
| Megan Dillon | 3328 Washington Rd STE C 30907 |
(706) 863-5108 | |
| Megan Donahue | 3540 Wheeler Rd STE 102 30909-6534 |
(706) 364-0851 | |
| Greg Mullins Lutcf | 156 S Belair Rd 30907 |
(706) 860-0261 | |
| Megan Brooks Lutcf Au | 546 Blackburn Drive 30907 |
(706) 868-9877 | |
| Mauricio Mammoliti | 209 Richland Ave W 29801 |
(803) 642-2800 | |
| Barney Jones | 275b Thomson Rd 30673-4313 |
706-678-1558 | |
| John Laurel | 606 WEST GREENWOOD ST 29620 |
864-366-2054 | |
| Josh Model | 1315 WEST MARTINTOWN ROAD 29841 |
803-279-5700 | |
| Megan Armillay | 140 N Belair Rd Ste 1 30809-3261 |
(706) 860-8718 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Arthur Krenzel Lett Insurance Llc | 228 N Peachtree St www.thearthuragency.com 30817-5873 |
706-359-1760 | |
| Nelles Insurance Solutions Inc. | 2945 WALTON WAY EXT 30909 |
706-738-0411 | |
| Nelson & Associates Insurance Services | 245 DAVIS RD www.nelsoninsurance.net 30907 |
706-650-6000 | |
| Family Insurance Center Inc. | 3661 Peach Orchard Rd www.familyinsctr.com 30906 |
(706) 560-1111 | |
| Kornegay Inc. Insurance | 4579 LANGHAM RD SW 30824 |
706-843-9809 | |
| Kornegay Inc. Insurance | 3523 WALTON WAY EXT kornegayinsurance.biz 30909 |
706-722-8334 | |
| Mauro Group Llc | 853 Belvedere Clearwater Rd 29841 |
(803) 593-4208 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Megan Donoho | 2920 Tobacco Rd 30815-9012 |
(706) 790-9416 Email:megdonoho@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Pat Thomas Of Quincy | 657 WEST COLUMBIA AVENUE 29006 |
(803) 532-3864 | |
| Daniel Bertino | 2429 Peach Orchard Road 30906-2387 |
706-798-4968 | |
| Korin Woods | 245 DAVIS ROAD 30907 |
106-650-6000 | |
| John Lamb Ii | 114 MONTAGUE AVE 29649 |
864-223-8221 | |
| Wells Fargo Ins | 2 Apple St 29812 |
||
| Breen Ins. Agy. | 255 N Belair Rd 30809-3203 |
706-868-8727 | |
| Lasting Legacy Llc | 202 E FIFTH ST 30434 |
478-625-7285 | |
| Mauricio Borja | 555 W Church St 29006-1737 |
(803) 532-3390 | |
| Frank Galluzzo | 530 Calhoun St 29832 |
(803) 275-3238 | |
| Brigitte Burke | 1128 Main St S 29646-3842 |
864-223-6781 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| John Lane Jr | 201 N MAIN ST www.laneinsurance.net 29648 |
864-223-8221 | |
| Josh Igo | 207 TRAVIS AVE 29138 |
864-445-8189 | |
| Craig Mcelhaney | 4484 Columbia Road www.craigmcelhaney.net 30907-4253 |
706-860-9000 | |
| Megan Borland | 5170 Wrightsboro Rd STE B www.borlandinsurance.com 30813 |
(706) 869-7468 | |
| Stephanie Valdez | 139 Main Street \u00a0 30824 |
(706) 395-2323 | |
| Bill Hendrix | 616 Edgefield Rd Ste 120 www.hendrixagency.com 29841-6406 |
803-279-4921 | |
| Beverly Watwood | 4414 Evans To Locks Rd Ste 4 30809-6106 |
706-432-6364 | |
| Josh Minore | 37 PINEVIEW AVE www.joshminore.com 29841 |
803-278-0464 | |
| Megan Carroll | 3703 Washington Rd www.megancarroll.com 30907-2847 |
(706) 863-6905 | |
| Josh Mays | 1705 WHISKEY RD www.joshmays.net 29803 |
803-641-3000 |
| State Farm | Allstate | Liberty Mutual | |
| Median Home Value ($) | 190,180 | 200,180 | 190,180 |
| Construction year | 1997 | 1997 | 1987 |
| Home Coverage ($) | $400000-$500000 | $600000-$700000 | $500000-$600000 |
| Total Premium ($) | $2401 | $2571 | $2664 |
Evans, GA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Liberty Mutual | upto 19% |
| Erie | upto 16% |
| GEICO | upto 19% |
| Allstate | upto 16% |